The Most Taboo Of Investment And Financial Management Is Three Behaviors.
To change these erroneous investment and financing behaviors, financial advisers of Jiaxing Reed, a famous third party financial institution in China, said that they should learn to invest and manage financial knowledge continuously, and learn how to change these wrong investment and financing behaviors.
The three taboo of investment and financial management are:
1, frequent replacement
financial products
Nowadays, investment channels have increased, financial products are also diverse, and the annual rate of return is also different.
In particular, some Internet baby products, such as balance treasure, WeChat CAITONG and so on, yield a daily gain; there are also bills, financial products and fixed income products.
Quite a few
Investor
To see which product gains high, frequent replacement of financial products.
In fact, the benefits of such operations are not high.
Jiaxing Reed financial planner explains that there is a gap between two financial products, and only 0.35% of current interest can be enjoyed during this period.
If we count the short period of 1 weeks and the days of more than ten days, the average investor will win the real income.
Discount?
。
2, blindly pursue high returns.
When choosing financial products, many investors are only interested in the annual rate of return. They can not afford the temptation of high-yield, blindly buy the so-called high-yield financial products, lack of understanding and appraisal of investment projects and financial institutions.
Jiaxing Reed financial planner reminds investors that they must be calm when encountering high-yield financial products. They should understand and analyze the investment of products, risks and background of financial companies.
3. Trust others.
Reed, a financial planner of Jifeng, found that there were such problems in the examination of family wealth for many individuals and families. They lacked the knowledge of investment and financial management, did not know investment tools, and did not know the background of financial companies.
So when choosing financial products, they will believe the salesmen's side of the phrase, "we have low risk of this product". "Our products are owned by banks in Beijing" and "our products are guaranteed capital". If you blindly trust them, the loss is your money.
Therefore, jiofu Reed financial planner reminds investors that when choosing financial products, they should have their own judgement. They should take the initiative to understand the risks of products, ask more questions, consult more, and get clear about buying again.
Most of the above three behaviors are taboo in investment and financial management. Do you have any? If so, hurry up and correct them.
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