Now You Can Travel And Travel Equally.

< p > here the world is < a target= "_blank" href= "//www.sjfzxm.com/" > dress < /a > a target= "_blank" href= "_blank".

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< p > travel business trip, how to maximize speed and save money? "Use credit card to pay!" many municipal associations replied.

Indeed, credit card is a financial tool that we can not do without. Now we enjoy the convenience of credit card overdraft, membership discount and integral replacement. We also have a pre authorization function that allows you to easily rent a car or book a hotel without paying cash.

However, we need to remind that when we settle accounts, we must cancel the pre authorization in time and confirm whether it is really cancelled, so as not to cause unnecessary losses.

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< p > < strong > popular: < /strong > < /p >.

< p > < strong > use the "prepaid" guarantee instead of the deposit < /strong > < /p >.

< p > with the weather warming, more and more people are going out.

In the process of booking air tickets, hotels and renting cars, more and more consumers use "a href=" //www.sjfzxm.com/news/index_c.asp "credit card" /a "pre authorized payment method.

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< p > Mr. Sun is a manager of a wedding company. He often helps customers rent rental cars.

Because a large number of one-time rental, to pay a substantial deposit, and the use of credit card prepaid, save a lot of trouble, and finally only brush the actual spending money, it is very convenient, now the circle of people use this method to rent a car.

Besides car rental, this kind of credit card prepaid way is also commonly used for booking tickets, booking hotels, ordering wedding dresses and so on.

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Mr. P, who is engaged in hotel management, said that hotels usually welcome customers to make reservations with prepaid room rates, which greatly reduces the situation of customers' booking of rooms but not consumption.

Reporters also saw on some travel websites that many hotels would require guests to provide credit card guarantees when booking online to ensure occupancy rate.

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< p > a staff member of a commercial bank said that the use of credit card pre authorization can not only solve the urgent need for consumers' a href= "//www.sjfzxm.com/news/index_cj.asp" > cash < /a >, but also reduce the cash paction, which is very popular with consumers nowadays.

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< p > < strong > function: < /strong > < /p >.

< p > < strong > pre authorized withholding < /strong > < /p >.

< p > then, what does credit card pre authorization mean? What are the advantages? < /p >

< p > the bank staff said, "pre authorization" means that the issuer or its agencies confirm the freezing of the quota before the debit of the special merchant.

It is popular to say that when a customer holds a credit card to book a hotel, a ticket or a car rental, the bank will freeze some of the funds in the credit card according to the request of the merchant, as a "guarantee" for the consumer to consume the credit card.

Since credit cards are used for the credit limit of the cardholders, the public does not have to pay a high deposit or a rental deposit in advance.

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< p > in addition to the network pre authorized paction, for those who have not pre authorized or otherwise made reservations in the network before, sometimes they will be required to pay a certain amount of cash or credit card "pre authorization" as a residence deposit while checking in.

If you choose the pre authorization of the credit card, then some of the funds in the card will be frozen after the cardholder has signed the credit card at the front desk.

If a card holder leaves, if there is no material damage or other disputes, the merchant will voluntarily use the POS machine to pre authorize the cancellation of the paction for the customer after the settlement is completed.

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< p > in fact, whether the network pre authorization or < a href= "//www.sjfzxm.com/news/index_c.asp" > the pre authorization of the hotel "/a" front desk, and no matter how much the pre authorization amount is, before the check-out confirmation, the sum is actually still on the cardholder's card, and it is not directly paid to the hotel, but is temporarily frozen.

Therefore, consumers do not have to worry about the money being deducted from pre authorization.

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