Six Recruit New Year'S Financial Management: Asking For Better Than Yourself

Many citizens were fooled.

Reed, a financial planner of Jifeng, reminds you that instead of hoping for a windfall, we should put more thoughts into it.

On the body.

Reed, a financial planner, thinks that open source is very important.

We have to manage our finances and manage our finances so that we can send our own envelopes to ourselves during the Spring Festival.

The following are the six tips provided by Jifeng Reed.

First, make reasonable use of those red envelopes with high credibility.

For example, "fast taxi", "drop taxi" and "public comment red envelope" and "American group red envelope" are all issued in a reasonable way. There is no reason to suspect fraud, so we may as well make use of them.

But it's just that you have this kind of consumption, and if you spend it just to spend the red bag, it's not worth it.

Two, prepare for short-term financial preparation ahead of schedule.

For example, you can purchase Yisheng fortune Yisheng Xin one month or three months ahead of time and enjoy the annual yield of 7%-8%. Jijia Reed steady profit fund is also a good choice.

As the new year is approaching, we can compete against each other in interest rates and participate in the short-term financial plan of the banks. But we should pay attention to the time limit for redemption, and we should not forget that the products are due, either taken out or repurchased.

The new year is not the reason for extravagance. Although the Chinese new year can buy some things that will not be bought normally, Jiaxing Reed financial planner suggests that it is best to raise the quota only about 10%-20%, otherwise it will be easy to spend.

The plan for a year is spring, and spring is better for farming.

Four. Deduct your necessary expenses in advance.

We must control quantity before consumption.

For example, we need to deduct part of the expenses at the beginning, for example, the red envelopes for seniors and children, money for credit cards, train tickets for Spring Festival travel and so on.

Don't wait until you find yourself temporarily unable to return home.

Five, pay attention to "farming" for your own holidays in the coming year.

"Spring planting", so we can start investing during the new year. For the next winter, we can drink and eat meat in large quantities. We must prepare for the preservation and appreciation of the original capital.

For example, the purchase of Yisheng fortune Yisheng Bao, annualized yield of about 10%-13.5%, if you configured at the beginning of last year 500 thousand Yisheng fortune Yisheng Bao, then at the end of this year, you already have the investment principal and interest 55 thousand yuan, do not have to worry about this year, no money spent.

Sometimes, it is difficult for us to have a correct understanding of our financial situation.

But we have to plan for ourselves.

Therefore, we need to find professional institutions to plan our financial life.

The premise of all financial management is to understand our financial situation. Only in this way can we pinpoint our position and invest in the appropriate financial products.

In the final analysis, the eternal topic of financial planners, plus a "preganglionic", is just for the sake of coincidence. However, there is no shortcut to financial management in most of the time.